• The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.

 

Welcome to Seabright Mortgage - Part of the Mountain West Financial, Inc. Family!

 

Santa Cruz & Watsonville Home Mortgages

If you need a mortgage loan in Santa Cruz County, We can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain the mortgage loan in Santa Cruz County that you need.

Conventional | Conforming | Jumbo | High Balance | FHA | FHA 203K | VA | USDA | EEM | CalPATH

Santa Cruz & Watsonville Mortgage Refinance

Refinancing your mortgage in Santa Cruz County is easy when you have the advantage of an experienced mortgage lender on your side. We'll make sure that when you are ready to refinance your mortgage loan, you're getting the best mortgage program that fits your needs along with personalized customer service. Your situation and your mortgage loan are unique to you, so you need a lender that is capable of understanding your unique individual needs. We can help you get the mortgage refinance in Santa Cruz County that you need, so don't hesitate to get in touch.

 

We make it EASY to get started. Fill out our Quick Quote Form on the right, and we will be glad to help you with all your California Mortgage needs!

FHA Streamline | FHA Cash-Out | FHA 203K | VA Streamline | VA Cash-Out | USDA Streamline
Conventional | HELOC | HARP 2.0

Inquire Online

We are investing in the latest technology to ensure you have a quality, low maintenance experience with Mountain West. To get started, fill out our secure, online application by clicking Apply Now.

NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

Latest from the Blog

Recent Articles

May
25
2016
Rent VS Own ( What You Want To Know Wednesdays )
Choosing to stop renting and buy a home can be a daunting financial decision. Perhaps one of the most daunting decisions we will make in our adult life. There are many reasons to purchase a home. Today’s housing market is packed full of opportunities, it’s a...
May
25
2016
All About USDA Mortgage Loans - A Great Option For Those Looking For The Rural Lifestyle!
Are you more comfortable out in the country, listening to the birds chirp and sing, with plenty of space to call your own? If so, than a USDA mortgage loan may be the perfect option to get you and your family into your own home today!  What is a USDA mortgage loan? A USDA home loan is...
May
18
2016
Buying a Home with Less Than 20% Down
We are often asked by prospective clients if they will be able to purchase a home with less than a 20% down payment. The answer is a resounding YES! If the only thing keeping you renting is the fact that you don’t have 20% or more of the anticipated purchase price of your home saved yet,...
May
18
2016
Down Payment Assistance and Affordable Housing ( What You Want To Know Wednesdays )
There are many state, county and city government agencies (and some non-profits) who design affordable housing programs for low-to-moderate income residents in their communities. The purpose is usually to help cover the down payment and/or closing costs of the home purchase in...