Welcome to Seabright Mortgage - Part of the Mountain West Financial, Inc. Family!

 

Santa Cruz & Watsonville Home Mortgages

If you need a mortgage loan in Santa Cruz County, We can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain the mortgage loan in Santa Cruz County that you need.

Conventional | Conforming | Jumbo | High Balance | FHA | FHA 203K | VA | USDA | EEM | CalPATH

Santa Cruz & Watsonville Mortgage Refinance

Refinancing your mortgage in Santa Cruz County is easy when you have the advantage of an experienced mortgage lender on your side. We'll make sure that when you are ready to refinance your mortgage loan, you're getting the best mortgage program that fits your needs along with personalized customer service. Your situation and your mortgage loan are unique to you, so you need a lender that is capable of understanding your unique individual needs. We can help you get the mortgage refinance in Santa Cruz County that you need, so don't hesitate to get in touch.

 

We make it EASY to get started. Fill out our Quick Quote Form on the right, and we will be glad to help you with all your California Mortgage needs!

FHA Streamline | FHA Cash-Out | FHA 203K | VA Streamline | VA Cash-Out | USDA Streamline
Conventional | HELOC | HARP 2.0

Inquire Online

We are investing in the latest technology to ensure you have a quality, low maintenance experience with Mountain West. To get started, fill out our secure, online application by clicking Apply Now.

NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

Latest from the Blog

Recent Articles

Feb
16
2017
Mountain West Financial Announces New Specialty Products Division
Mountain West Financial is proud to announce the new Specialty Products Division. This division will be led by Kellee Smith, Operations Manager and Tonya Todd, SVP of Strategic Products.  The focus is primarily on affordable housing while furthering our...
Feb
15
2017
Reasons To Refinance (What You Want To Know Wednesdays)
A mortgage will generally be the most debt that you carry and have to manage. It is a good idea to give it a yearly check up. You can also take a look and see if refinancing would benefit you. Some reasons to refinance are: Mortgage rates drop – Mortgage rates are always changing. Lower...
Feb
15
2017
Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?
   Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private...
Feb
09
2017
How to Calculate Your Debt-to-Income Ratio
  How Much Home Can You Afford?  When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying...