Rosa Contreras

  • (831) 724-7009
  • (831) 212-8484
  • 120 Aviation Way Suite 6
  • Watsonville, California 95076

Welcome to my website.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate advice on your home mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone or email for personalized service and expert advice.

 

 

All was great, they treated my family and I very well.

Ramon A.

Excellent service!

Jose Manuel P.

Rosa was very attentive and answered any questions I had until I understood. She is awesome!

Ronnie G.

Excellent service would recommend to anyone buying a home.

Juan S.

Thank you Rosa for using your expertise and knowledge to support my first home purchase.

Fernanda O.

She is Amazing!!!

Miguel Q.

Very good customer service!

Christopher A.

Rosa Contreras is the best, great service, friendly, knowledgeable. Thank you for all you do!

Ariana N.

Rosa Contreras has been extremely helpful, she made it easy to understand the process of our loan. Always going above and beyond and was available when we had questions regarding out loan. She answered in a very professional manner. I highly recommend Rosa to anyone for their home loan needs.

Raymundo V.

I had a perfect experience with Rosa Contreras thank you for all your help.

Rosaura C.

She is the best!

Sofia E.

She is an amazing loan officer. Thank you so much!

Sofia E.

I was will served and would recommend anyone who wants to refinance to do the same thing I did I was satisfied.

Eligio D.

This is our first time refinancing out home thru the whole procedure Rosa very helpful and knowledgeable.

Rosario F.

Rosa and Gloria are great strong knowledgeable team. As first time home buyers it was evident that they did everything possible to help us out. They understood our financial limitations and worked with us to find a property that was within our budget. Thank you for everything.

Claudia M.

There was well service good work was done and always were able to answer our questions.

Leonel G.

Friendly and efficient service!

Maria J.

Professional, on time and explained documents in detail.

Juan S.

Rosa has been very helpful. She is very knowledgable. Her calming personality and patience has made the loan process much easier.

Richard G.

So very friendly + responsive. We always felt so welcome, even with our toddler being challenging Rosa was always so kind. We always were well informed. It felt like she was available 24/7. Would recommend to everyone.

Katryn B.

Excellent job!

Frank R.

I just wanted to say on behave of my family we are really thankful for all your help you guys gave us through this long process of the closure of this house. So once again thank you for everything.

Roberto G.

This first time experience was fast and easy.

Agustin C.

Great Service All Around!

Galvan Family

Thank you very much to all for your help.

Carlos & Rosario G.

Great service.

Adriana N. & Victor C.

Very professional! Excellent experience!

Juan S. & Michelle H.

Great job.

Alicia E. & Edder V.

We are very pleased you guys made our dream very easy to come true. We thank you very much.

Francisco B. & Julisa T.

Great service from beginning to end. Thanks Rosa Contreras for support and help with the closing.

Hernandez Family

Good service.

Garcia Family

Excellent service!

Gerado N. & Sandra M.

Everything went smooth. Thank you!

Juan C.
Who Qualifies For A Reverse Mortgage?
Who Qualifies For A Reverse Mortgage?
Sep 16 2021   reverse mortgage apply for reverse mortgage private lender government-backed loans government insured home loans
A reverse mortgage is a loan for homeowners over 62 years of age who have substantial equity in their homes. With this loan, they can borrow against their equity and get access to cash to pay for any cost-of-living expenses they may have. Rates... Read More
Be A Part of MWF's Listing Network for Realtors
Be A Part of MWF's Listing Network for Realtors
Sep 10 2021   Realtor Realtor Listing Network Facebook
Mountain West Financial offers exclusive Facebook Networking Groups called The Realtor Listing Network. Our state/regional networking groups are designed to help you gain additional exposure for your listings and open houses (virtual or in... Read More
Discover Your Home Equity Options
Discover Your Home Equity Options
Sep 9 2021   refinance 30 year loan home loan lower mortgage payment HELOC
One of the pluses of property ownership is the opportunity to build equity. If there's ever a time that you need a considerable amount of cash (such as for paying off debt or a home remodel), you'll have access to it by borrowing against your home... Read More
There's No Place Like Home: How New Tech Is Reinventing The Smart House
There's No Place Like Home: How New Tech Is Reinventing The Smart House
Sep 7 2021   Technology Smart House
Around the world, we are seeing a desire for an elevated experience in the home that new technology affords, and one that is also mindful of the environment and the footprint left behind. Homes are becoming a lot “smarter” as designs and... Read More