I’m Jena Heth, a Producing Branch Manager and Mortgage Loan Originator at Seabright Mortgage, proudly serving Grants Pass and communities throughout Southern Oregon. With more than 33 years in the mortgage industry, I’ve witnessed nearly every shift this business has seen—and that experience is exactly what my clients rely on.

When I began my career, credit scores didn’t exist and conventional loan limits were just $203,200. Today, loan limits exceed $766,500, home prices have risen dramatically, and borrowers are navigating higher insurance costs and property taxes. Through all of these changes, my role has remained the same: to help clients make confident, well-informed mortgage decisions that truly serve their long-term goals.

Experience That Works for You

I specialize in a wide range of loan programs, including first-time homebuyer options, FHA, VA, conventional, jumbo, refinance, and investment property financing. I’m especially skilled at complex scenarios—whether you’re relocating from out of state, managing an inheritance, evaluating retirement or 401(k) options, or deciding the best financial path forward when selling and buying simultaneously.

What I do best is lay out your options clearly. I provide a full picture of loan choices, payment scenarios, estimated closing costs, and cash-to-close—so there are no surprises and no guesswork.

Why Clients Choose Me

Buying or refinancing a home is one of the most important financial decisions you’ll make. My clients value that I am:

• Transparent and Straightforward – Clear explanations, honest guidance, no pressure.

• Highly Experienced – Decades of knowledge applied to today’s market realities.

• Solution-Driven – I know how to navigate challenges and keep transactions moving forward.

• Client-First Focused – Your needs always come before the transaction.

Deep Roots in the Community

I moved to Grants Pass, Oregon in 2003 with my family after many years in Santa Rosa, California. I truly love the outdoor lifestyle and the welcoming, vibrant community Southern Oregon offers. Outside of work, my life is full—family, friends, animals (three dogs, two cats, and chickens), and giving back.

Each year, I’m actively involved in the “12 Days of Giving” in support of the Helen K. Spears Cancer Center, collecting Christmas gifts for patients throughout the community. I also support fundraising efforts for the Asante Family House and offer a special loan program for Asante employees, donating $500 in the borrower’s name to the Asante Family House with each qualifying loan.

More Than a Loan Officer

Mortgages are about more than numbers—they’re about people, families, and life transitions. I believe in building lasting relationships, not one-time transactions. My success isn’t measured by volume alone, but by the trust my clients place in me and the referrals that come from that trust.

Whether you’re buying your first home, refinancing, investing, or planning your next chapter, I’m here to guide you with clarity, experience, and care.

Let’s find the mortgage solution that fits your life—today and into the future.

Contact Me:
📞 (541) 218-5156
📧 Jena.Heth@seabrightmortgage.com
🌐 Apply Now
NMLS #232765