Brent Edwards

  • (831) 425-7880 x119
  • (831) 818-2002
  • (831) 423-3707
  • 1734 Seabright Avenue
  • Santa Cruz, CA 95062

Like you, mortgage expert and loan consultant Brent Edwards knows there are numerous choices when it comes to getting a home loan. Is it all about the rate and cost? Who does the most advertising? Going to your bank for a “deal”? Or, is there a different approach?

With over two decades of mortgage origination, managing, coaching, and most importantly real life, in the trenches business experience, his view is radically different. Brent appreciates that his clients are making some of the most important financial decisions in their lives, and he is there to guide them to the right choices. Choices made through educating his clients, and presenting them with beneficial solutions. Mediocre loan officers sell rates. Brent sells Benefits.

Brent has the “client for life mentality”- a family approach. His practical, street savvy style and fusion of real life experiences and easy conversation allow him to connect with his clients at a base level. Brent has the unique ability to garner a team effort during and after transactions, which ultimately benefits his clients.

Brent is the Branch Manager of Seabright Mortgage, which he founded in 2010. His prior experience includes managing and producing for BWC, and Santa Cruz Mortgage. He is a current Board Member of Amazing Surf Adventures, and past multiyear director of Operation Surf Santa Cruz. A Marine Corps veteran he is dedicated to veteran’s causes. He spends his free time with his two daughters, in the water, or on his bike.

Fast, quick and always available by phone, text and email.

Stephen P.

Brent went above and beyond to take care of us. 100% satisfactory is an understatement.

Cristal B.

Thanks Brent!

Scott R.

Brent and his team at Seabright Mortgage were extremely helpful during the loan process for buying my first home. I would recommend them to anyone looking to buy a home in Santa Cruz County.

Samuel S.

Working with Brent and Zack made this process much less stressful for us!

Melanie D.

I have had an excellent experience working with Brent. He has been very timely responding to my questions and guiding me through the process.

Robert S.

Would definitely return in the future.

Eric M.

Excellent customer service!

Robert H.

Brent and Zach are wonderful.

Michael R.

Everything was smooth and easy. Thank you.

Benjamin K.

We had a very easy and painless experience- all three times!

Kristin F.

You guys did a great job as always. Thanks so much.

Robert B.

Working with Brent at Seabright Mortgage and Mountain West Financial has been a pain-free experience. The instructions given were very clear and easy to follow. The loan we received was at a great rate and closing costs were far less than anticipated, we actually got money back! Thank you Brent and the team at Mountain West Financial.

Keith W.

I had tried to refi my property through two other brokers and they said it was not an option. Brent was fantastic and in one call did the math and got me a great rate. The process was seamless and was completed quickly. I highly recommend Mountain West Financial.

Mark M.

I would recommend working with Brent to anyone and everyone. He was fantastic to work with every step of the way.

Spencer T.

I've got many loans through the years and can honestly say that Brent and team at Seabright Mortgage are the best!

Olin E.

Mountain West is fantastic! Totally trustworthy and completely professional. In a season so impacted by scams and solicitors, it is so important to have a "go to" team for these important decisions. Brent is the best, I highly recommend Seabright mortgage.

Charlotte B.

Thanks for a job well done.

Samuel F.

Brent Edwards and his team are super professional and provided exceptional customer service. I recommended them to several others and all have been very satisfied with their service.

Patrick S.

Brent and his team at Mountain West Financial are amazing. They handled refinancing our home with ease and efficiency. They communicated clearly and provided outstanding service. They also offered us a great interest rate. We highly recommend Brent and his team.

Shannon D.

Great, easy process. Brent was fantastic to work with.

Mikala C.

Everything went smoothly!

Justin B.

Brent and his team provided excellent service. Brent helped us choose the best loan options and explained all the details of the loan process. Brent offers amazing service and knowledge. We highly recommend him and his team.

Shannon D.

Brent & his team were great!

Justin B.

All good.

Jason T. All good.

Brent and Seabright mortgage are is helpful and wonderful to work with.

Misty B.

This is the second time I've refinance with Mountain West and it has been painless time. Incredibly straightforward-They cut through the bullshit.

Matthew B.

This is my second loan through Mountain West Financial and I couldn't be more pleased with the excellent service and loans secured. Brent Edwards is a pleasure to work with and the staff is always friendly and helpful.

Bruce G.

Always great working with Brent!

Erick D.

Brent and his team did an amazing job getting us through this process quickly and efficiently.

Brooke V.

This is my second loan that I have done with Brent Edwards and have been beyond satisfied with his efficiency and professionalism. I am very happy with the service he has provided.

Jeanna C.

Brent Edwards and team handled my refinance with speed and efficiency. This process was the most customer friendly of any real estate closing that I have been part of over the years. They were very professional and on top of all issues throughout.

William L.

10/10 service. I refer all my clients here.

Cole K.

Brent has been great and we've always enjoyed working with him!

Janna F.

The overall experience of refinancing a home in the midst of the COVID pandemic was efficient and straightforward.

Christine V.

What a wonderful experience- top notch service and communication.

Kevin S.

I would recommend Brent to anyone and I already have.

Allyce B.

This is our third loan through Brent Edwards, and each time it is quite smooth, clear, and beneficial. Glad his group is in town.

Jeffrey O.

From start to finish, Brent Edwards and Seabright Mortgage made the refinancing process simple and worry-free. We were offered competitive terms and outstanding customer service. In fact, we have already referred family members to Brent, and we will continue to let our community know about the impressive resources that his office has to offer.

Cynthia F.

I appreciate the work Seabright Mortgage and their team provided. They provided updates as we progressed and were always available to answer my questions and help explain the next steps we needed to take. Thank you Seabright Mortgage.

Matthew D.

The team was very professional and moved very fast. Great crew!!

Nathan S.

Thanks again for walking us through this process, Brent!

Shelia G.

It was a pleasure working Brent on this loan application. Everything went smoothly and well.

Stefan W.

Happy with our experience!

Kristen F.

Our refinance has gone very easily and Brent executed extremely well by watching the market and locking us in at a very favorable rate. We are very happy with the service we received and would be happy to recommend Mountain West Financial to friends and family.

Keith W.

The process was straight forward and stress-free. We have utilized Brent's services for almost 20 years and would recommend him and Seabright Mortgage without hesitation.

Virginia J.

I cannot praise Brent Edwards enough for his help in securing the refinance of our house. Brent was a wealth of information and he helped educate us as to how the refinance process works. We are beyond grateful that Brent was watching our backs.

Erick D.

Quick service and delivery!

Celeste H.

Very professional, courteous and knowledgeable. :)

Charlotte B.

Brent was awesome. This was an easy process and Brent handled everything in a timely manner.

Briana M.

Brent + team are great!

Thomas R.

Brent always was very clear and always stuck to timelines, very helpful, and easy to understand and talk to. I look forward to staying in touch with Brent and will use him for future properties.

Meghan J.

Everything was smooth and fantastic! Thanks Brent! Great communication and support. Thanks!

Bryan H.

A very good experience.

Jean W.

They are the best in the biz.

Patrick B.

Amazing service, clear, quick and friendly.

Andrea S.

Brent was super supportive plus answered every bit of my questions in a timely fashion without judgment. We 100% recommend Brent for your loan services.

Tyler T.

The staff were all exceptionally well informed, diligent, conscientious, and very competent. This government loan is a complicated process and were could not have done this without their exemplary supports and expertise.

Charlotte B.

Brent was great! We loved working with him and look forward to working with him in the future.

Christine V.

Great job. Thank you!

James E.

Brent and his office were extremely helpful in getting me through this process, especially since it was my first time on my own.

Jeanna C.

Great follow through. Extremely informative and helpful.

Lorri K.

Easy Refinance. Kudos to Seabright Mortgage & Mountain West Financial.

White Family

Brent was so friendly, knowledgeable, and accommodating!

Nicole S. & Alberto G.

Brent was amazing to work with. The entire staff is friendly and accommodating.

Chelsea M.


Blair C.

Thank you very much for all the effort and assistance Matt.

Matthew D.

The process went very smoothly. Brent was a friendly, patient and very responsive loan officer who worked hard to save me money and hassle. he made the whole process virtually stress free. I recommend him on the strongest terms.

Allyce B.


Michael C.

Everything was perfect! Big hugs to Brent!

M. Corbet

Very happy with the service level Mountain West Financial Inc. provided.

Anderson Family

Easy. :)

Matthew B. & Bailey O.

Brent Edwards and his team made this process easy and had great communication throughout the process from beginning to end.

Eric M.

My husband and I had a great experience working with Brent Edwards and Seabright Mortgage. We highly recommend them.

Bradley H. & Melissa Y.

Brent Edwards and team were the Best!

William H.

Brent Edwards does a great job for us, this is our 2nd home loan with Mountain West Financial handled by Brent Edwards, we highly recommend him!

Schmacher Family
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