Tom Powers

  • Mortgage Consultant
  • NMLS: 338236
  • (831) 425-7880 x23
  • (831) 234-6252
  • (831) 423-3700
  • 1734 Seabright Avenue
  • Santa Cruz, California 95062

Welcome to Seabright Mortgage!

I believe that mortgage planning is an integral part of an individual or family's overall financial needs.  Whether you are a first-time buyer, move-up buyer, or real estate investor; or are looking to refinance an existing mortgage; I will consider all of your questions and concerns as we review your home finance options.  I believe in open communication and an education based approach, bringing the borrower sound and reliable guidance in the ever changing landscape of residential finance lending.

With complexity at an all time high, and lending standards as tight as ever, you need a lender with the experience and knowledge to guide you through potential challenges toward successful home ownership and a better loan product.  I lean on more than 24 years of local real estate lending experience to give my borrowers the most comprehensive, reliable service available in mortgage lending today.

Please feel free to browse the tools on this page and become familiar with our products and services.  As always, we can be reached with a quick telephone call.  Simply ask for Tom Powers and Seabright Mortgage, and experience the great personalized service your expect from your professional Home Mortgage Consultant.

Experience: Over 26 years of mortgage consulting

Education: B.S. Business Administration, San Jose State University

Interests:  Surfing, free dive spear fishing, sports in general

Thank you Tom!

Tony F.

Tom Powers is a great resource and very helpful. Thanks for your great help.

Merlo Family

We love Tom!

Ken M. & Bridgett O.


Peacock Family

Awesome team effort.

Nicholas M.

Tom Powers is very thorough and professional!

Schmidt Family

Tom went above & beyond helping us, explaining all procedures and always available to answer questions. I would definitely recommend him and use his services in the future! Thank you!

Zavitsanos Family

We were well informed and felt we were in very good hands and would recommend Mountain West Financial!

Campbell Family

Wonderful people & process.

Tracy G.

Very happy!

D. & M. Terrazas

I was in a position where I really needed to refinance. Tom Powers at Seabright Mortgage was so helpful and enthusiastic about meeting my loan needs. I am very appreciative of his hard work and good communication throughout this process.

Lono B.

Joe and Tom at Seabright Mortgage were awesome. They explained everything to us and were very responsive to our questions and concerns. They were great to work with.

Jessica S. & Adam J.

Loved it!

Dale & Brenda F.

Our lender, Tom Powers, was incredibly helpful. He explained everything so clearly and went way beyond the call of duty to get our loan through on time!

Mr. & Mrs. Fox

We love Seabright Mortgage. Tom and Joe are super professional and are really good at explaining every step of the process. We got a super good rate and had a very good mortgage process. Thank you so much!

Angelita and Salamander B.

Best team to work with ever!

Amanda & James C.
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