Steve Clifton

  • (831) 724-7009
  • (831) 724-7009
  • (831) 724-2674
  • 120 Aviation Way Suite 5A
  • Watsonville, CA 95076

 

Welcome to my website.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate advice on your home mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan using the above secure Apply Now link.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone or email for personalized service and expert advice.

Experience: 23 years of mortgage consulting
Education: San Diego State University
Interests:
  Skiing, biking, surfing

 

 

 

Steve and his staff were great to work with. They answered all my questions and had my best interest at all times.

1 month ago
Alida S.

Steve did a great job, he got me a great rate.

4 months ago
Erika M.

I'm very happy with everything and I will tell my friends about my experience. Thank you for your help, the man that was helping us did a good job.

4 months ago
Abigail J.

Being a first time buyer was one of the most easy efficient and successful experience ever. My lender Steve Clifton is the best at what he does, from the very first call to the end of my closing date , he was there every step of the way. He is such a caring person, always explained to me ever detail and helped me make my experience better and easy. I would highly recommend him to anyone! I appreciate everything he did for me to get my dream home!

6 months ago
Alma A.

Great communication and clarity!

6 months ago
Marcy C.

Steve Clifton worked with me and was amazing during the entire process. He answered all of my questions walked me through the process with grace and patience. I appreciated his thoroughness and his flexibility. I would definitely recommend him to my family and friends for financial real estate needs!

7 months ago
Claudia G.

Steve was helpful and explained in a way that was straightforward and easy to understand. He was also always willing to answer all of my questions and got back to me within one to two days.

9 months ago
Cecilia G.

Steve was great, he was always attentive and helpful all throughout the process. We recommend him to anyone preparing for their first home purchase.

9 months ago
Noe Q.

Fabulous experience....Thank you Steve Clifton and your team at Seabright!!

11 months ago
Sheri G.

I have used Steve Clifton professionally and personally for over 30 years. He never disappoints me or my clients. I highly recommend him!

11 months ago
Jane M.

Steve Clifton was helpful and prompt in responding to emails and phone calls. I feel that this has been a positive experience.

1 year ago
Jaime C.

We have nothing but nice things to say about MWF. Steve Clifton who we worked with now 3 different times is the best and always on top of things. Makes the experience of buying a home less stressful.

1 year ago
Thomas R.

I'm amazed with Steve Clifton's knowledge, responsive and attentive start to finish, and went above and beyond every time I had questions or doubts. I got an excellent rate even in this difficult interest environment. I would highly recommend him and the team at Mountain West Financial. Thanks Steve!

1 year ago
Ruben N.

Mortgage contact Steve Clifton has been amazing in explaining and assisting us during our loan process as we are first-time home buyers.

1 year ago
John S.

Amazing!

1 year ago
Lane M.

This has been by far the best refinance experience I have ever experienced. The process was professional and quick. I will definitely come back for any future loans I need. Thank you!

1 year ago
Victor R.

Super quick process! Thanks!

2 years ago
Stephen A.

Well done by all!

2 years ago
Karina G.

Steve is awesome! He had helped us in purchasing our 1st, 2nd, and 3rd home and refinance. His customer service skills are above and beyond, and very knowledgeable in his field. Thank you for all your help Steve!

2 years ago
Arthur M.

Above and beyond! Steve Clifton is extremely knowledgeable. He's always available when my wife and I have questions. He gives advice on what we can do to get the loans to pass. I always know when he says yes the loan will go through without any problems. I've recommended him to many people that were using another loan officer and they couldn't get qualified but with Steve they qualified no problem and they were able to buy their house.

2 years ago
Tiffany M.

Excellent Service!

2 years ago
Luis M.

I had the pleasure of working with Senior Mortgage Consultant, Steve Clifton. Steve was professional, courteous, and very informative throughout the entire home buying process. He was always available to answer questions by telephone or email during anytime of the day/week. Additionally, he made sure to make the entire process as comfortable as possible for a firs time buyer by providing multiple payment estimates. Overall, a great and easy experience.

2 years ago
Kevin L.

Outstanding service by Steve Clifton. The process went very smoothly. I would highly recommend him to family and friends.

2 years ago
Carmen R.

We have always been impressed but the professionalism of Steve Clifton and have used him on a number of home purchases, refinances and for our real estate clients. Steve is quick to respond and easily maneuvers through the loan process. Always our go to guy in real estate lending.

2 years ago
Robert W.

Everything went well. The process was smooth and quick.

2 years ago
Micaela W.

Its a pleasure being choosing this company and working with Steve. He is very professional and detail person so easy to work with. I will recommend to all my friends and family.

2 years ago
Jamie P.

I am very happy with Steve and all the work he has put in to make my interest rate be the best possible.

2 years ago
Samuel S.

Excellent work. Steve did a good job. I am very grateful.

2 years ago
Juan Q.

Steve has been a great Loan Officer. He has worked very hard to help us get out of our first home. Many firefighters from Cal Fire have worked with him, and they all speak very highly of him- now I get to be another one. He has been on top of our case, and has gotten us pre-approved super quick.

2 years ago
Armando N.

Definitely would recommend.

2 years ago
Robert W.

Always great service from Steve.

2 years ago
Eliseo T.

Steve and his team were very thorough and a pleasure to work with despite it being virtual. Thank you Steve.

2 years ago
Teodoro C.

Amazing work from Steve. Could not have done this without his efforts. Thank you.

2 years ago
Patricia M.

Always a pleasure to work with Steve and Mountain West Financial.

2 years ago
Mervin M.

Great experience, overall quick responses and information was clearly shared.

2 years ago
Jesus M.

Great job.

2 years ago
Garrett F.

Great experience!

2 years ago
Daren P.

Mountain West Financial and Steve made this process simple and stress free.

2 years ago
Alfonso D.

Thanks for everything!

2 years ago
Andrew D.

Great service, my loan officer was very professional . I highly recommend him.

2 years ago
Roberto C.

Steve did a great job! Thank you!

2 years ago
Brian C.

Great job!

2 years ago
Garrett F.

Never had a doubt that my experience with Steve would be top notch- it was just as it always has been.

2 years ago
Michael H.

Steve is very knowledgeable and works his best to get you the loan or refinance loan that works best for you. He answered my questions and calls and his responses were helpful.

2 years ago
Efrain E.

Thank you Steve Clifton.

2 years ago
Oswaldo R.

Great experience. I will return to Steve until he says I no longer can. Thanks for your time.

2 years ago
William W.

We are very satisfied with the services that were provided by Mountain West Financial.

2 years ago
Juan G.

Working with MWF was easy! Thank you!

2 years ago
Raul M.

Great company to work with!

2 years ago
Salvador R.

The help we received from Steve was above and beyond our expectations. When I had a question or doubt about the process of the loan, Steve would take time to call me regardless of time or day to explain my concern or question. Steve's friendly attitude made our loan transaction very easy and comfortable. I recommend Steve with anyone who is in the need of a loan transaction.

3 years ago
Camilo C.

It was a pleasure working with Steve and his team. Very professional and willing to answer all questions when asked. Highly recommend Steve and his team.

3 years ago
Phillip C.

Thank you Steve Clifton!

3 years ago
David G.

Steve is awesome! Professional, fast, friendly, and honest service!

3 years ago
Juan T.

I enjoyed working with Steve from Mountain West Financial. He responded quickly to my questions and kept me updated throughout the loan process.

3 years ago
Consuelo M.

Working with Steve Clifton and his team is always a great experience. Everything is easy!! Gracias Steve.

3 years ago
Carmen H.

Steve Clifton was amazing. I plan to work with him again on my next home purchase in 6 months!

3 years ago
Sylvia R.

Steve Clifton from Seabright Mortgage was invested in making sure our refinance went the best that it could go. He really had us in mind throughout this 3 month process. We appreciate Steve with walking us through this process!

3 years ago
Sean S.

Very friendly and professional. Steve helped us in a very timely manner, explained everything and provided help when needed.

3 years ago
Waleed A.

Very professional, highly recommend to others.

3 years ago
Ricardo A.

Would highly recommend Mountain West Financial, Inc. for those seeking to finance or refinance a home. Steve Clifton and the entire team demonstrated excellent knowledge of the various products available in order to give a well informed and advantageous transaction. The communication was excellent as well. We are confident that we got the best service and interest rate available. Thank you for the great service!

3 years ago
Michael D.

Good Good Job!

3 years ago
Paul B.

It was a pleasure to work with Steve. He is very professional, knowledgeable, and easy to work with. He made it easy for us. He also working with my relatives on their refinance and they are extremely happy with his professionalism. He explained everything thoroughly and always called me back promptly, even after hours. I am very happy with Mountain West Financial. I have been recommending Steve to my friends, co-workers, and family! Thank you!

3 years ago
O. Madrigal

Steve was easy to work with and helped me throughout the process. Very professional.

3 years ago
Olivia M.

Great agent!

3 years ago
Dorsami R.

Good job!

3 years ago
Manuel G.

We had no time frame, but we are very happy how the process was handled in a speedy manner. Steve our loan officer was prompt In making sure our needs were met with any questions or concerns we had. Very satisfied customers!

3 years ago
Eduardo A.

Thank you Steve for another great job!

3 years ago
Wilbert R.

Thank you Steve & staff again!

3 years ago
Esteban R.

Steve and his associate were very through and professional. Always returned my calls and responded to my emails promptly.

3 years ago
Amy M.

Good Good Job!

3 years ago
Paul B.

Steve Clifton is the best mortgage consultant! He is very helpful and very knowledgeable great customer service.

3 years ago
Arthur M.

It was a very easy experience and all my questions were answered.

3 years ago
Frank C.

From day one, Steve has been easy to work with. He exceeded our expectations with communication and service. It was coming along nicely and due to a major family emergency, Steve was able to expedite this for us. He was extremely empathetic and easy to work with. We are very thankful to have worked with him.

3 years ago
Manuel C.

Good Good Job!

3 years ago
Paul B.

Steve Clifton is super cool. He is very personable and explains things very well.

3 years ago
Shannon H.

Easy hassle free precise.

3 years ago
Javier A.

Steve has always done a great job for me… He will always be my first choice.

3 years ago
Jane M.

Steve was a great individual to work with he made the process extremely pleasant and smooth.

3 years ago
Monica G.

Steve Clifton is awesome! :)

3 years ago
Aaron T.

Steve is an amazing loan officer! He as helped us with three loan transactions.

3 years ago
Sonya Z. & Angel L.

Steve is an amazing loan officer! Very Happy to have met him.

3 years ago
Ryan W.

The process was very fast and easy. Everyone that worked with us was knowledgeable and efficient in their job. Thank you.

3 years ago
Salvador R.

Excellent service. Fast & Friendly.

3 years ago
Debbie R.

Mr. Steve Clifton is very professional, courteous, and patient lender. He answered all of my questions and was very quick/detailed in his reponses. This was a very smooth process. I highly recommend him to anyone interested in financing or refinancing.

4 years ago
Darlene S.

My experience was very pleasant, Steve answered all my questions and was very helpful.

4 years ago
Jose A.

Friendly and informative.

4 years ago
Pricilia V.

Steve is an awesome loan officer. I would highly recommend him to anyone.

4 years ago
Pedro L.

Steve did an amazing job!

4 years ago
Ryan W.

Great job, thank you!

5 years ago
James E.

My experience with Mountain West Financial was a great one. They kept me updated and on track with all the paper work and what was going on.

5 years ago
Ruth V.

He was amazing! Would always recommend Steve!

5 years ago
Dee V.

Did a good job. I will recommend to a friend.

5 years ago
Gonzalo H.

Awesome service, great job, friendly, efficient overall.

5 years ago
Chavez Family

Thank you to Steve Clifton, we are very thankful for his dedication and professional work.

6 years ago
Maria L. & Eduardo C.

Great!

6 years ago
Juan P.

Steve Clifton was very helpful.

6 years ago
David S.

He is amazing. Makes every purchase easy and convenient. Best Lender I've met!

6 years ago
Cristina A.

Thank you Mountain West Financial for financing my second home, it's always a pleasure working with you.

6 years ago
Maria C.

Steve Clifton was wonderful to work with!

6 years ago
Baylis Family

El servicio que nos Probieron Fue muy Buena experiencia. El Personal Fue Respectuoso y Todas nuestras Preguntas Fueron Respondidas. Todo Fue explicado y Me Parece que si Recomiendo esta compania a Familiares o amigos.

6 years ago
Adan S. & Maricela H.

Excellent.

6 years ago
Madrigal Family

It was a good experience.

6 years ago
Mireles Family

Service was great.

7 years ago
Mendoza Family

Working with Steve Clifton was a joy. He is very knowledgeable, and was able to describe the process very concisely in an easy to understand manner. He was always prompt and kept us informed of every step of the entire process. We would heartily recommend working with Steve. Thank you!

7 years ago
Aaron T. & Tiffany W.

It's been a great experience working with Steve Clifton, he did an excellent job on our loan, we would recommend him.

7 years ago
Rosales Family

Fantastic!

7 years ago
Sean M. & Alice H.

Repeat customer, very satisfied.

7 years ago
Miriam S.

Steve has been an excellent mortgage lender. He has helped us every step of the way and did everything he could to help us. We were extremely satisfied with Steve and Company.

7 years ago
Mark & Kassandra C.

Steve, thank you for all of your help!

7 years ago
Melgoza & Lopez Family

Lender explained everything to me and answered all my questions.

7 years ago
Gustavo H.

Steve made the loan part of our buying experience easy.

7 years ago
Efrain E. & Maritsa F.

Feel satisfied on a job well done.

8 years ago
Neri O.

Steve Clifton is awesome and outstanding! Go Steve, Go!

8 years ago
Antonio A.

Although there were a few stumbles along the process, Steve was great about getting back to me to let us know how much longer or if anything else was needed on our part.

8 years ago
Victor & Patricia
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