Steve Clifton

  • Sales Manager
  • NMLS: 342204
  • (831) 724-7009
  • (831) 332-5115
  • (831) 724-2674
  • 120 Aviation Way Suite 6
  • Watsonville, California 95076


Welcome to my website.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate advice on your home mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone or email for personalized service and expert advice.

Experience: 23 years of mortgage consulting
Education: San Diego State University
  Skiing, biking, surfing


My experience with Mountain West Financial was a great one. They kept me updated and on track with all the paper work and what was going on.

Ruth V.

Great job, thank you!

James E.

He was amazing! Would always recommend Steve!

Dee V.

Did a good job. I will recommend to a friend.

Gonzalo H.

Awesome service, great job, friendly, efficient overall.

Chavez Family

Thank you to Steve Clifton, we are very thankful for his dedication and professional work.

Maria L. & Eduardo C.


Juan P.

Steve Clifton was very helpful.

David S.

He is amazing. Makes every purchase easy and convenient. Best Lender I've met!

Cristina A.

Thank you Mountain West Financial for financing my second home, it's always a pleasure working with you.

Maria C.

Steve Clifton was wonderful to work with!

Baylis Family

El servicio que nos Probieron Fue muy Buena experiencia. El Personal Fue Respectuoso y Todas nuestras Preguntas Fueron Respondidas. Todo Fue explicado y Me Parece que si Recomiendo esta compania a Familiares o amigos.

Adan S. & Maricela H.


Madrigal Family

It was a good experience.

Mireles Family

Service was great.

Mendoza Family

Working with Steve Clifton was a joy. He is very knowledgeable, and was able to describe the process very concisely in an easy to understand manner. He was always prompt and kept us informed of every step of the entire process. We would heartily recommend working with Steve. Thank you!

Aaron T. & Tiffany W.

It's been a great experience working with Steve Clifton, he did an excellent job on our loan, we would recommend him.

Rosales Family


Sean M. & Alice H.

Repeat customer, very satisfied.

Miriam S.

Steve has been an excellent mortgage lender. He has helped us every step of the way and did everything he could to help us. We were extremely satisfied with Steve and Company.

Mark & Kassandra C.

Steve, thank you for all of your help!

Melgoza & Lopez Family

Lender explained everything to me and answered all my questions.

Gustavo H.

Steve made the loan part of our buying experience easy.

Efrain E. & Maritsa F.

Feel satisfied on a job well done.

Neri O.

Steve Clifton is awesome and outstanding! Go Steve, Go!

Antonio A.

Although there were a few stumbles along the process, Steve was great about getting back to me to let us know how much longer or if anything else was needed on our part.

Victor & Patricia
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