Rosa Contreras

  • Mortgage Consultant
  • NMLS: 330986
  • (831) 724-7009
  • (831) 212-8484
  • 120 Aviation Way Suite 6
  • Watsonville, California 95076

Welcome to my website.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate advice on your home mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone or email for personalized service and expert advice.


This first time experience was fast and easy.

Agustin C.

Great Service All Around!

Galvan Family

Thank you very much to all for your help.

Carlos & Rosario G.

Great service.

Adriana N. & Victor C.

Very professional! Excellent experience!

Juan S. & Michelle H.

Great job.

Alicia E. & Edder V.

We are very pleased you guys made our dream very easy to come true. We thank you very much.

Francisco B. & Julisa T.

Great service from beginning to end. Thanks Rosa Contreras for support and help with the closing.

Hernandez Family

Good service.

Garcia Family

Excellent service!

Gerado N. & Sandra M.

Everything went smooth. Thank you!

Juan C.
The Fastest Ways to Fund Your Home Renovation
The Fastest Ways to Fund Your Home Renovation
Feb 20 2019   HELOC Refinance Home Equity Loan
Whether you're renovating for style or repair, making changes to your home is exciting --and daunting! Planning what to upgrade, where to purchase the supplies, who to trust to do the work are just some of the daunting tasks involved. But there's... Read More
Read This Before You Rocket Your Mortgage
Read This Before You "Rocket" Your Mortgage
Feb 13 2019   first time buyer first home first mortgage home loan apply for a first home loan
Digital convenience is essential in today's world --even when applying for a mortgage. Submitting your home loan application and all the necessary documents with just a few clicks is not only easy, but it also makes the approval process faster and... Read More
10 Things You Can't Deduct From Your Taxes Anymore
10 Things You Can't Deduct From Your Taxes Anymore
Feb 11 2019   Taxes
A new tax landscape will affect every income tax return filed from 2018 to 2025 (when the individual provisions of the Tax Cuts and Jobs Act of 2017 are scheduled to expire). Personal exemptions: You can no longer claim a deduction for yourself,... Read More
Smart Home Technology
Smart Home Technology
Feb 10 2019   Technology
More new builders are outfitting their homes with smart home technology and new buyers are willing to pay for it. So make sure you are updating your home with these technologies to help boost the value of your home for the future.  Wireless... Read More