What Type of Loan Program is Best for You?

There is a wide-range of Loan Programs to consider. You can rely on our helpful experts dedicated to finding the right one for you. We can help you narrow down your search by starting with a pre-approval. During the pre-approval process your needs, goals, and available resources will be analyzed so you can start the search for a new home on the right foot! Being pre-approved by a direct lender is also a great tool when you're ready to start making offers because they are more thorough and carry more clout than a standard pre-qualification.

Getting the process started is easy! Just bring the following items at application time:

• Copy of photo identification and Social Security Card or passport
• Two month’s current and consecutive pay check stubs. For Social Security or pension income, a copy of the current award letter and pay stubs.
• Last 2-years W-2 statements
• Last 2-years Federal income tax returns & schedules
• If self-employed, a year-to-date profit & loss statement
• If a partnership, 2-years 1065 statements
• If a corporation, 2-years 1120 or 1120-5 statements.
• 2-months current and consecutive bank statements on all accounts, and all pages including any 401K retirement accounts
• Copies of rental agreements for all investment properties
• Copies of insurance declaration page for all properties owned
• Copies of current monthly mortgage statements for 1st and 2nd loans, if applicable
• For Veterans, a copy of a DD214 document